What You Need to Know about Buying Mexican Auto Insurance in San Diego

If you live in San Diego or are just visiting, taking a trip to Mexico is a convenient and easy way to visit popular tourist attractions in Baja California. The Mexican border is less than an hour away and traveling by auto has many advantages. You can choose your own route, explore the country’s natural wonders, vibrant culture and rich history.

You may have already put some extraordinary places on your travel bucket list. You have probably made a checklist to get ready for your road trip. There is one high-priority task that you shouldn’t forget to put on your to-do list: purchasing your Mexican car insurance policy.

Here’s what you need to know to prepare yourself for safe driving in Mexico.

Mexican car insurance is required

According to Mexican law, as a driver in Mexico, you have certain liability in case of an accident. You have to prove your financial responsibility to the authorities. If you are involved in a car accident, you must have a valid auto insurance or enough real currency to cover the damage.

It’s important to know that Mexican authorities do not recognize American auto insurance policies. If you live in San Diego, CA, Phoenix, AZ or another U.S. city, be aware that your U.S. car insurance is not valid in Mexico.

Don’t take the risk and cross the Mexican border without the proper insurance protection. Avoid being stuck with the bill in the event of a car accident and equip yourself with auto insurance for Mexico.

Information that you need for buying Mexico auto insurance

In order to buy Mexico auto insurance through a licensed Mexican insurance provider in San Diego, you need to provide a valid driver’s license number, your current license plate number, as well as the year and make of your car.

You will need to set the start and end date and time of coverage. Your insurance should cover the whole journey until you get back to the U.S. You also need to provide information whether you’ll be towing something and what.

It isn’t necessary to name each driver on the policy but you should name the registered owner of the vehicle. However, if the owner won’t be accompanying the car to Mexico, you need to name the primary driver or someone who is likely to always be with the vehicle.

Also, if your car is financed or leased in the U.S., you should know that leasing companies may have different procedures for granting you permission to cross the Mexican border with their car. Therefore, you first need to check with your leasing company or lien holder to get their permission.

Buy your car insurance policy in San Diego - online

Insurance is important in Mexico. The easiest way to get it is to contact an authorized Mexican car insurance provider in San Diego. You can also visit Oscar Padilla Mexican Insurance website to get a free quote and purchase your policy online.

Our online system is user-friendly so you’ll be able to print your insurance in minutes. Rest assured that your Mexican auto insurance policy will protect you, you can move on to the next thing on your road trip checklist.