Guide to Buying Your Mexico Auto Insurance Online
If you are planning to go to Mexico by car, you should equip yourself with Mexican liability insurance. Neither U.S. nor Canadian policy is valid in Mexico so you need to get yourself covered in case of an accident before you hit the road. The easiest and quickest way to do that is to buy your insurance policy online. Here's how.
Find a reliable Mexico insurance provider
Make sure that you buy your policy through an authorized Mexican auto insurance provider. You can do online research, get a free quote from different carriers and compare prices. Keep in mind that price is not all you need to check.
The provider you choose should offer coverage from a reliable Mexican auto insurance carrier and, of great importance, provide adequate limits of liability. Some providers of online Mexican car insurance may claim that their rates are the cheapest and therefore the best. However, a limit of liability under $300,000 is inadequate and is too often used as a means to promote a low rate.
It is very unadvisable to purchase such a policy. A $300,000 limit of liability is an acceptable minimum, but no less. A policy with this limit is still considered to be cheap compared to many other rates of Mexico auto insurance.
Necessary information for acquiring Mexican driving insurance online
To get your Mexico car insurance online be prepared to enroll the name of the registered owner of the vehicle (and/or the name of the primary driver if the owner won’t be traveling), as well as the license plate number, and the year and make of the car. You will need to set the dates and exact hours your policy starts and ends, keeping in mind the period of coverage runs in a 24-hour cycle.
There are usually several pricing options, such as daily, weekly, six-month or annual policies. A general rule of thumb is if your trip exceeds 21 days, a six-month policy is a far greater deal.
If you’re towing something you must include it in the list on your Mexico driving insurance. Failing to list it will void coverage if an insurance claim were to be filed. If your automobile is financed or leased, in some cases you may need to get written permission from your lien holder or leasing company to cross the border with your vehicle.
Choose your preferred policy according to your needs
Mexican law requires all drivers to show proof of financial responsibility and have at least a liability-only Mexican auto insurance policy in case of an accident. However, it is recommended that you choose the option which will get you and other passengers in the vehicle covered, as well.
Unlike your U.S. insurance policy, Mexico auto insurance is a Named Peril policy. Only what is specifically termed as covered in the policy will be covered. Nothing more, nothing less.
Here are five basic risks that standard policies recognize:
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Collision, Upset, and Glass Breakage
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Fire and Total Theft
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Property Damage Liability
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Bodily Injury Liability
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Medical Expenses
If you buy your policy from Oscar Padilla Mexican Insurance, you will also get Legal Service, Bail Bond, Uninsured Motorist, Unlimited Labor Repair Rate, and road service reimbursement as an added bonus.
Get a free quote, buy Mexico auto insurance online & print your policy in minutes
If you’re looking for a trustworthy licensed Mexican auto insurance provider, don’t hesitate to contact Oscar Padilla Mexican Insurance. With nearly 70 years of experience in the industry, we are the oldest and largest Mexico auto insurance provider and are proud to represent Mexico’s leading Tourist Auto Insurance carrier, Qualitas Compania de Seguros.
You can visit our website and get a free quote while also checking out your options and finding the one that suits you best. Our online system is simple and user-friendly so you can get your cheap yet reliable Mexican insurance online within a few minutes. After filling out the form, you will be able to print your policy and enjoy your vacation in Mexico with peace of mind!
Frequently Asked Questions
How do I know if a Mexican car insurance company is reliable? ←
There are a few things you can look for to help you determine whether or not a company offering car insurance for Mexico online is reliable. Read More
However, one of the most important things is to check to see how long the company has been in business. A company with a long history is more likely to be financially stable and have a good reputation.
How much does car insurance for Mexico cost? ←
The cost of Mexico driving insurance will depend on a number of factors, including the type of vehicle you are insuring, your driving record, and the level of coverage you desire. Read More
That being said, rates will typically be lower than what you would pay for insurance in the United States.
What car insurance is mandatory in Mexico? ←
Mexico has a nationalized insurance system, which means that all drivers are required to have insurance. Read More
For visitors to Mexico, it is advisable to purchase at least Mexican liability insurance from a company that specializes in coverage for foreign drivers. This will ensure that you are properly protected in the event of an accident.
Can you buy Mexican car insurance at the border? ←
While you can purchase a policy at the border, it's often more expensive than buying one in advance. Read More
This is why it's generally best to purchase Mexico auto insurance online or in person before you leave for your trip.
Where can I buy cheap but secure driving insurance for Mexico? ←
There's no better place to buy Mexican auto insurance than from Oscar Padilla Mexican Insurance. We've been in business for over 70 years, and we know the ins and outs of the Mexican insurance market. Read More
