4 Mistakes to Avoid When Buying Mexican Auto Insurance

When driving south of the U.S. border, it’s mandatory to have Mexico travel car insurance that’s valid in their country. Mexican law doesn’t recognize U.S. or Canadian policies, so if you’re involved in an accident, you will not be covered unless you have a valid Mexican policy. 

It’s important to do your research and purchase a policy that covers you and your vehicle adequately. Read on to learn what to avoid when buying a policy for your trip south.

What mistakes do people make when buying auto insurance for Mexico?

When you take the time to do your research and understand exactly what you need, you can avoid the typical mistakes that travelers make and get the best possible coverage for your needs. Here are the most common mistakes to avoid:

Purchasing insurance at the border

A lot of travelers make the mistake of waiting to purchase their policy until they’re at the border. This can be a costly mistake, as policies purchased at the border are often significantly more expensive than those bought in advance. 

In addition, travelers may find that the coverage offered at the border is not as comprehensive as what’s available from a reputable provider. It’s best to purchase your policy in advance so that you can shop around for the best price and coverage.

Not reading the fine print

Another mistake that travelers make when purchasing policies for traveling south of the border is not reading the fine print. It’s important to carefully read through your policy before purchasing it so that you understand exactly what is and is not covered. U.S. policies can be significantly different from Mexican ones. Be sure to ask your agent or provider about anything that you are unsure of so that there are no surprises later on.

Forgetting about roadside assistance

Road conditions, laws and safety can be different outside of the U.S. One of the most important things to look for in your vehicle policy is roadside assistance. This coverage can be invaluable if you find yourself stranded in Mexico with a flat tire or a dead battery. Be sure to check that your policy includes roadside assistance and make sure that you understand what’s covered before purchasing it.

Not buying from a reputable company 

The fourth mistake that some people make when buying policies is not buying from a reputable company. There are a lot of companies selling policies, but not all of them are created equal. Some companies sell substandard policies that don't provide adequate coverage. Others may sell fake policies that don't provide any coverage at all. To avoid being scammed, make sure you buy from a reputable company like Oscar Padilla Mexican Insurance. 

Where can I get full-coverage Mexico travel car insurance for my trip from the U.S.?

At Oscar Padilla Mexican Insurance, we've been helping travelers from the U.S. stay safe and protected since 1951. We offer a variety of policy options to choose from, from liability coverage to full coverage, so you can find the right one for your needs. 

Our policies are affordable and reliable, enabling you to rest easy while driving for a visit to Chapultepec Castle or any landmark in the country, knowing that you’ll be covered in any unforeseen circumstances. Our experienced staff is available to answer any questions you might have. Call us today and let us help you stay safe on your next trip south!