Tips for Buying Mexican Insurance for a Car

Mexico is a charming country with rich history, inspiring culture and beautiful nature. Since you probably want to have a carefree, relaxed traveling experience with no unnecessary inconveniences and unpleasant situations, you should make one important step - obtain auto insurance for Mexico.

Although this process isn’t too complex, there are a few tips for getting Mexican car insurance that will help you complete it quickly and effortlessly. In addition, you should also inform yourself about certain legal guidelines that you need to follow once you enter the country.

How can I find an insurance provider?

Nowadays, you can find all the information you need online. You can also find a reliable and authorized insurance provider online because most companies offer their clients an opportunity to get insurance in just a few simple clicks.

You should browse the Internet for Mexican car insurance providers, compare the available options for obtaining the policy and find out more about different pricing rates.

You should also consider whether a particular insurance provider can offer certain bonuses, such as legal counsel or some other type of assistance.

Which policy should I choose?

After finding a reputable insurance provider, you need to decide on a specific Mexican insurance policy. You will have various policies at your disposal, and to be able to make the best choice, you need to learn more about Mexican car insurance coverage. It’s advisable that you choose a policy that can protect you in a range of different situations.

Mexican authorities hold anyone responsible for a car accident financially liable. If they find that you caused an accident, you will be required to incur all the expenses. Without insurance or financial means to cover the damages, you may be incarcerated until you pay the required amount. Getting a car insurance policy with greater coverage may help you significantly in such a situation.

What information do I need to provide?

If you decide to acquire a Mexican car insurance policy online, there are a few pieces of information you need to provide. Afterward, you can just ask for a quote and get a price estimate.

You will be required to fill in an online form. You also need to provide the name of the registered car owner and a few additional details about the car, including the license plate number, year, make of car, as well as its actual cash value. You don’t have to name every conceivable driver. Anyone may drive the car as long as they are holding a valid drivers license.

You also need to specify during which period you want to be covered. If you accidentally make a mistake and need insurance for a couple of additional days, you’ll need to either cancel the existing and get a completely new policy or get a second policy for the few extra days.

Can you drive in Mexico with a U.S. driver's license?

Although Mexican authorities do not recognize American or Canadian car insurance policies, they do recognize U.S. driver’s licenses. So, if you have a valid license, you will be able to travel to Mexico and explore some of its most beautiful sites, such as the Pyramid of the Sun.

When you enter Mexico and buy Mexican car insurance, who may drive the car legally?

If the registered owner isn’t going to Mexico, it’s advisable to have a notarized document from them stating that you have their permission to drive the car.

Although you won’t have to name all the conceivable drivers on the insurance policy, you should definitely list a primary driver. Nonetheless, other individuals will also be legally allowed to drive the car as long as they are holding a valid drivers license.

You, other drivers and your travel companions should drive safely and follow some of the safety guidelines given by the U.S. Department of State. This will help you have a safe, enjoyable and memorable trip to Mexico without any inconveniences.

What is the fine in driving your car without Mexican insurance in Mexico?

Having Mexican car insurance is a legal requirement, so traveling without a valid policy will leave you liable. If you don’t have car insurance, you will have to pay a fine that may range from 20 to 40 days of minimum wage. What’s more, your driver’s license may be confiscated by a police officer and you can get it back when you pay the fine.

If you happen to be involved in a car accident that results in serious damage, injury or even death, authorities might detain you until you pay the fine or are proven not to be responsible for the accident.

Mexican authorities have quite harsh penalties when it comes to traveling without car insurance or causing road accidents. Therefore, it’s advisable that you obtain a Mexican car insurance policy and avoid such legal difficulties.

Contact Oscar Padilla Mexican Insurance and have a safe travel

As the pioneer and leading Mexican insurance provider in the industry, Oscar Padilla Mexican Insurance will enable you to have an enjoyable and safe trip to Mexico. You can easily acquire a valid policy via our online platform and start exploring Mexico worry-free.

We offer different Mexican auto insurance policies and additional bonuses, such as Legal Service and Bail Bond for your peace of mind. Visit our website and get your car insurance in just a few clicks.