Driving South? Learn About Insurance Coverage in Mexico

If you’ve decided to have your drive tour or holiday in Mexico and explore the country’s breathtaking natural wonders and rich culture, or just spend a few hours dining and shopping, the first thing you need to be aware of is that your American car insurance won’t come along. Before you start packing your bags, there are a few things you should know about auto insurance coverage in Mexico.

Mexican auto insurance is mandatory for all drivers in Mexico

All motorists are required to have proof of financial responsibility by Mexican law. If you want to drive in Mexico, you need a valid vehicle insurance policy that will keep you and other parties protected in the event of a car accident.

If you get into an accident and don’t have car insurance to cover the damages, Mexican authorities may detain you and impound your vehicle until the matter is settled. Another important note: anyone driving under the influence of alcohol or drugs in Mexico is considered uninsured, regardless of the validity of their insurance.

Your U.S. or Canadian car insurance won’t cover you in Mexico

Mexican authorities don’t recognize either U.S. or Canadian car insurance and, therefore, don’t accept U.S. or Canadian liability coverage. To get yourself covered and avoid breaking Mexican insurance laws, you will have to buy a separate Mexican car insurance policy. Only vehicle insurance from Mexican auto policy providers are recognized in Mexico but the good thing is that you can purchase it online.

Insurance for a rented car

If you rent a car in the U.S. you can buy your policy from a Mexican insurance provider in the U.S. before you set off. If you are planning to rent a car abroad, however, you won’t be able to buy Mexican car insurance in the United States beforehand.

Renting a car in Mexico is certainly not a pocket-friendly experience. All Mexican rental companies require that you buy at least THEIR basic liability insurance, so you will be looking at additional costs that may easily double the original rental price. You can suddenly be bombed with service fees and other hidden costs as well.

You can customize your insurance policy

Your auto insurance can be tailored to include coverage for total theft, towing expenses, damage to your vehicle, legal service and bail bond, etc. If you cause a car accident, your insurance coverage in Mexico should be able to cover the cost of any damage done to the other party’s property, as well as medical expenses resulting from bodily injuries. For peace of mind, it’s strongly advised that you get the maximum insurance coverage in Mexico.

Buy auto insurance from a reliable provider and get #1 insurance coverage in Mexico

Get a free, quick quote and buy your policy online within a few minutes – today! Just be sure to purchase it from a reliable Mexican insurance provider, such as Oscar Padilla Mexican Insurance, the largest and oldest exclusive Mexican car insurance provider, offering reliable and comprehensive insurance for more than six decades. Visit our website and get instant insurance protection on Mexican soil for you, your passengers and your vehicle.