When driving south of the U.S. border, it’s mandatory to have Mexico travel car insurance that’s valid in their country. Mexican law doesn’t recognize U.S. or Canadian policies, so if you’re involved in an accident, you will not be covered unless you have a valid Mexican policy. 

A lot of American citizens are under the impression that their U.S. vehicle insurance policies will cover them south of the border. Unfortunately, this is not always the case. While some U.S. insurers will offer limited coverage for trips beyond the border, it's important to understand the limitations of these policies. 

For US travelers planning a road trip south of the border, the question of what type of car policy they should buy is an important one. For travelers to Mexico, there are two main types of auto insurance typically offered by providers near them: liability coverage and full coverage. So which one is the right option for you? Let’s take a look at the differences between these two types of coverage so you can make an informed decision. 

If you’re driving south of the U.S., you may find yourself tempted to buy Mexican rental car insurance at the border. After all, it may seem convenient and easy to buy a policy right there, whether you’re getting one for a rented vehicle or your personal one.